Understand plan details and the benefits

The State of Connecticut offers three dental plan options through Cigna.

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All State of Connecticut dental plans through Cigna promote good oral health as a way to help improve your overall health. And, they all provide 24/7/365 customer service support. This year, the State of Connecticut is offering three dental plan options through Cigna: The Cigna Dental Care (DHMO) plan, Basic Plan [PDF] and the Enhanced Plan [PDF].

Learn more. Choose well.
When choosing a specific plan, you might want to consider some of its important features. For example:

  • The DHMO has no deductibles and no dollar maximums.
  • Both the Enhanced plan and the DHMO cover dental procedures like surgical implants and braces. And your out-of-pocket costs may be even lower with the DHMO.

All three plans:

  • Reimburse costs for specific dental services used to help treat or prevent gum disease and tooth decay.
  • May help you save costs by using in-network dentists.

2019 dental plan options

Download the file for the plan you are being offered and learn more about the State of Connecticut is offering through Cigna.

SOC Open Enrollment Brochure – Active

SOC Open Enrollment Brochure – Judges

SOC Open Enrollment Brochure – Retirees

Your 2019 dental plan options

Cigna Dental Care (DHMO) Plan

This plan provides in-network dental services. You must select a network general dentist (NGD) to coordinate all care, and referrals are required for all specialist services2.

None

in-network

None

Covered at 100%

Covered3

Basic plan

This plan allows you to visit any dentist or specialist.

None

in-network

None

(maximum $500 per person for periodontics)

Covered at 100%

no deductible

Not covered4

Enhanced Plan

This plan offers dental services both within and outside of a network of dentists and dental specialists without a referral. However, your out-of-pocket expenses may be higher if you see an out-of-network provider.

$25/individual, $75/family

in-network

$3,000 per person

(excluding orthodontics)

Covered at 100%5

no deductible

Maximum $1,500.00

per person per lifetime

Learn more about your State of Connecticut benefits

Learn more about the Healthcare Policy & Benefit Services Division and how we can meet your needs.

Always available

We’re here 24/7 to answer your questions and help you make the right choices. Just call 800.Cigna24 (800.244.6224).

1The term “DHMO” is used to refer to product designs that may differ by state of residence of enrollee, including but not limited to, prepaid plans, managed care plans, and plans with open access features. The Cigna Dental Care plan may not be available in all states.

2A benefit is paid for covered out-of-network emergency dental care. Certain states mandate coverage for dental care received out-of-network. For example, in Minnesota, the plan will pay 50% of the value of your network benefit for covered out-of-network services. In Oklahoma, the plan will pay the same amount it pays network dentists for covered out-of-network services. You are responsible for any charges not covered by the plan. Other states may have similar mandates. Refer to your plan documents for cost and coverage details.

3Maximum benefit of 24 months of interceptive and/or comprehensive treatment. A typical cases or cases beyond 24 months require an additional payment by the patient. The following orthodontic services are generally not covered: incremental costs associated with optional/elective materials; orthognathic surgery appliances to guide minor tooth movement or correct harmful habits; and any services which are not typically included in orthodontic treatment. For a complete list of plan exclusions and limitations, see your plan documents.

4Discounts on non-covered services may not be available in all states. Certain dentists may not offer discounts on non-covered services. Please speak with your dental care professional or contact Cigna member services prior to receiving care to determine if these discounts will apply to you.

5In the Enhanced Plan be sure to use an in-network dentist to ensure receiving 100% coverage; with out-of-network dentists, you will be subject to balance billing if your dentist charges more than the maximum allowable charge.